Tag Archives: inflation

The Never-Ending Hunt for Points and Rewards

A stack of reward cards from loyalty programsIn 2016, I wrote a blog post called “With This Many Loyalty Cards, How Loyal Can You Be?”

The story was based on the plethora of cards and reward programs that we were offered to pledge our loyalty with a store chain in exchange for points and rewards.

Despite the freebies associated with the programs, don’t we all know that some of those perks come at a price? Homework!

When inflation started to rise, I admit I started watching flyers and offers even more carefully in order to try to stretch our food dollars, whether through sale prices or through bonus points which can later be redeemed like cash.

Fortunately, in retirement, I actually have time to read flyers carefully, cover to cover, rather than scan through them like a squirrel on a caffeine rush. Continue reading

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The Coin Conundrum

With every passing day, the use of debit cards, credit cards and online banking seem to become the norm as we inch closer to a cashless society. Given that certain vending machines and self-checkouts are only accepting cards now, are coins falling out of favour?

When we also consider that Canada phased out the penny four years ago and inflation has greatly diminished the purchasing power of low denomination coins, how is it that I became a magnet for people who need to unload some precious “doubloons” because their purse or pocket is getting heavy?

Don’t get me wrong, I completely sympathize and have been on the opposite side of the coin on a few occasions myself.

Given some underlying disc issues in my back that flare up from time to time, I am very much aware of the need to keep the contents of my messenger bag to a manageable weight for my travels to and from the office. If I don’t, and my spine compensates for a few extra contents by shifting a little more to the left, it could lead to neck, back or shoulder issues, which leads to an added visit or two to the chiropractor. Continue reading

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